Liberty Asset Management

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Schedule of Fees and Charges


Our Schedule of Fees and Charges

JLT Financial Services Limited is remunerated by commission and other payments from product producers on the completion of business. You may choose to pay in full for our services by means of a fee. Where we receive recurring commission, this forms part of the remuneration for initial advice provided. In certain circumstances, it will be necessary to charge a fee for services provided. Where fees are charged, you will be advised and an invoice will be issued to you. Our fees are agreed in advance for a period of 3 years. You will be advised of additional fees that may be payable for work completed in addition to the agreed service schedule. We reserve the right to amend our sales fees from time to time.

In the event that business is transacted on a fee basis, commission as specified above may be payable by the insurer.   

Fee rates:

  • Directors - 300 per hour plus VAT or a fixed Annual Fee
  • Senior Staff - 180 per hour plus VAT or a fixed Annual Fee

In addition, where you implement some of the recommendations in our report to you, commissions may be payable by the insurer, on a percentage basis. These are a cost included by the insurance company when quoting for your business. These commissions are paid periodically by the insurers at varying rates depending on the product. You consent to such commission or other benefit being retained by us or, as the case may be, by our associates. In the event that you terminate any contract giving rise to commission at any early stage in its operation, we may have to repay all or part of the commission to the product provider.

Summary details of these payments will be included in a product disclosure document before you complete a proposal for a product and full details will be provided at policy issue stage. We reserve the right to ask you to contribute to any such repayment. We may also receive additional marketing support payments directly from Financial Institutions where we have transacted large volumes of business. These will not be offset against any amounts due by you to us.

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